Black Box Learning Center
At Black Box Pension Advocates, we understand that you face unique challenges. We take the time to learn about you, where you are in life, and we meet you at that place. We help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for retirement, college savings or an estate strategy, our personalized service focuses on you.
Expert Advice for Retirement Plan Sponsors:
Black Box Pension Advocates specializes in helping employers turn 401(k) plans into benefits that are valued by their workforce so that they want to work for you. And support to help choose plans that are easy to administer, to help ensure that you stay in compliance.
To learn more about the services that we provide for Plan Sponsors, please visit our employer center here.
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“PLANNING: When begin to think about retirement, rely on us to develop your financial plan.”
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ENJOYING: Your retirement is a time to relax and spend time with family. And, to have the confidence that you will not run out of money.
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Capital Gains Tax When Selling Your Home
If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.
Mastering Mobile Lingo
Do you understand these common mobile slang terms?
Estimating the Cost of College
This worksheet can help you estimate the costs of a four-year college program.
Global vs. International: What’s the Difference?
International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
The Cost of Medical Care
Learn about the risks of not having health insurance in this informative article.
Investment Challenges of the Affluent Investor
Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.
Diversification, Patience, and Consistency
Three important factors when it comes to your financial life.
Countdown to College
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.
The Investment Risk No One’s Ever Heard Of
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
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Comparing Investments
Compare two different scenarios side by side to see how they stack up over time.
How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
My Retirement Savings
See how your current savings rate and contributions may grow into retirement income.
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
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Retirement Redefined
Around the country, attitudes about retirement are shifting.
To Buy or Not to Buy
The decision whether to buy or rent a home may have long-term implications.
Dreaming Up an Active Retirement
When you retire, how will you treat your next chapter?
From Boats to Brokers
From the Dutch East India Company to Wall St., the stock market has a long and storied history.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
Global and International Funds
Investors seeking world investments can choose between global and international funds. What's the difference?