Black Box Learning Center
At Black Box Pension Advocates, we understand that you face unique challenges. We take the time to learn about you, where you are in life, and we meet you at that place. We help take the mystery out of preparing for today and tomorrow. Whether your goal is preparing for retirement, college savings or an estate strategy, our personalized service focuses on you.
Expert Advice for Retirement Plan Sponsors:
Black Box Pension Advocates specializes in helping employers turn 401(k) plans into benefits that are valued by their workforce so that they want to work for you. And support to help choose plans that are easy to administer, to help ensure that you stay in compliance.
To learn more about the services that we provide for Plan Sponsors, please visit our employer center here.
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“PLANNING: When begin to think about retirement, rely on us to develop your financial plan.”
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ENJOYING: Your retirement is a time to relax and spend time with family. And, to have the confidence that you will not run out of money.
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Prescription Drug Benefits Under Medicare (Part D)
Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage
Why Do Renters Have to Save More?
How much more would retirement cost if you owned your home rather than rented? It could actually be several times less.
The Cost of Procrastination
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
Inflation and the Real Rate of Return
Learn about the role of inflation when considering your portfolio’s rate of return with this helpful article.
Tax Deductions You Won't Believe
Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.
How to Read Your Credit Report
Solve a mystery while learning how important your credit report is with this story-driven interactive.
Insurance Needs Assessment: For Empty Nesters and Retirees
Do your insurance needs stay the same when the nest empties?
Orchestrating Your Retirement Accounts
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.
Buying Auto Insurance For Teen Drivers
Tips on insuring your teen driver.
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Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
Estimate Your RMD
Calculate your required minimum distribution amount based on your account balance and age.
College Savings
See how much you may need to save now to cover future college costs for your child.
What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
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Consider These 3 Things Before Driving Off the Lot
Here are 3 quick tips to keep in mind when buying or leasing your next vehicle.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?
How to Bake a Pie-R-A
Roth IRAs are tax-advantaged differently from traditional IRAs. Do you know how?
RE: Retirement
How does your ideal retirement differ from reality, and what can we do to better align the two?